FREQUENTLY ASKED QUESTIONS
What's the catch? There is no catch. Financeit options have no hidden fees or terms. You’ll know up front the total cost of your loan.
How can I get approved for financing? Apply directly online via phone or desktop. Financeit pre-approves applicants based on their credit reports.
What will my interest rate be? Interest rates typically range between 8.99% and 14.99%, lower than most credit card interest rates.
How do I make payments? Once the loan is in place, automatic payments will be withdrawn from your bank account automatically.
Are there any penalties for early repayment? No, there are no penalties or fees for early repayment. We encourage you to pay at your own pace.
How long do I have to pay off my loan? Amortization periods can be as short as 12 months or as long as 20 years. What works best for you?